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The Merchant Console:

Total Control Over Your Crypto Infrastructure

Stop relying on your payment provider for manual tasks. The Pay.io Merchant Console is a self-service operational hub designed to give your team full autonomy over digital asset flows, security, and reporting.

The problem

The problem

The “Broken” Operational Reality

Most B2B crypto merchants are bogged down by disconnected tools, manual CSV exports, and constant back-and-forth with support teams. This lead to:

Operational Friction

Slow approval times and high overhead.

Security Risks

Inconsistent practices and single points of failure.

Compliance Gaps

Missing audit trails and delayed reconciliation.

The solution

The solution

One Dashboard. Zero Friction.

Cashier UI is a pre-built payment widget delivered via a secure iFrame. It isolates sensitive payment data from your environment, reducing your security scope while providing your customers with a clean, guided interface to deposit or withdraw assets.

True Independence

Manage wallets and approve withdrawals on your own schedule.

Institutional Security

Multi-Party Authorization and FIDO2 passkeys enable multi-layer approval quorums to eliminate outgoing payment errors.

Proactive Risk Management

Set custom balance alerts and withdrawal limits to protect your treasury.

Instant Reconciliation

One-click CSV exports with full audit fields (hashes, fees, and timestamps) to close your books faster.

Merchant console
at a glance

Hot Wallet

Real-time balances, auto-approval limits, and automated “sweep-to-treasury” settings.

Treasury Wallet

Self-custodied vault for high-value holdings, secured by passkey-authorized transfers.

Transaction Hub

Three dedicated views: User Deposits, Merchant Movements, and Pending Approvals.

Reporting Engine

Customizable CSV exports with full audit trails for finance and compliance teams.

Security Suite

Role-Based Access Control (RBAC), MPA policy configuration, and API key management.

WHO IS THIS FOR?

Admins –  To configure and oversee core infrastructure

Compliance Leads –  For full audit trails and AML-aligned data retention

Treasury & Finance –  For real-time visibility and clean reconciliation.

Ops Teams –  For day-to-day monitoring and rapid withdrawal processing.

Ready to streamline your operations?